Vemont's Mortgage Experts

Mortgage Application Checklist

When you work with Vermont Mortgage Company, we advise you on the mortgage program that best fits your needs based on your unique situation. Based on the program selected, you will need to provide the following:

All Transactions:

W-2 or tax returns (if self employed) for the last two years
Most recent pay-stub
Most recent bank statements – all pages
Investment / asset account statements

Additional Documentation That May Also Be Required:

Purchase Agreement (if purchase)
Award letter (if retired)
1st Mortgage Statement (if applicable)
2nd Mortgage Statement (if applicable)
Homeowner’s Insurance Declaration page
Rental Agreement (if rental properties are owned)
Mortgage statements (on other properties if any)
Drivers License
Bankruptcy Papers (if applicable)
Child Support / Alimony (if applicable)
Business License or Letter from CPA (if self employed)

Apply for your Vermont mortgage today via our Online Application!

Have questions about a mortgage?

Working with Ronnie was the best decision we could have made during the home buying process. When we started 2ish years ago, he walked us through what we could do to better position ourselves for a home. We took his advice and waited. 2 years later we went back and were able to pick up right where we left off. Even after we chose our loan options, he kept working to find us a better deal which opened up so many more possibilities for us. He was quick to respond, explained things in such a way where we could understand what was needed, and handled so much more than we ever expected him to. I've already started recommending Ronnie to friends and colleagues. Everyone should make him the first stop in the home buying process.

Stephen Jablonski

Vermont Mortgage Company provided the support and the expertise to help our family secure my childhood home for our future. Nick and his staff were always available to us, constantly working towards our goal of owning the home. This was one of the most important times in our lives and VT Mortgage Company took great responsibility in ensuring the process was seamless. We can't wait to work with them again. Thank you so much.

Michael Van Horn

Nick Parent and his team came highly recommended from friends. Our non-traditional mortgage needs threw a few curve balls through the process, but Nick took it all in stride and kept us abreast with cool, calm, and casual communication. You won't be just another transaction when working with these guys. Don't hesitate to reach out to them!

Jeremy Hudson

We just purchased our first home and decided to work with Ronnie Ryan at Vermont Mortgage Company. after shopping around for rates myself, I couldn't find a better rate than what Ronnie was able to find. I thought that would be the best benefit of working with a mortgage broker, but I was so wrong. The best benefit was Ronnie, helping us get our applications together, knowledge answers to all the questions, and his tireless efforts contacting lenders and keeping our home purchase on track. Thanks to his efforts we closed over two weeks early from our original closing date. I would recommend Ronnie's services to anyone shopping for homes.

Tate Colbert

To sum up our experience getting a loan with Ronnie; we called him for the first time on a Sunday morning and requested a Letter of Approval by that evening, during a Patriots football game no less! And he got it done for us!! Ronnie was always available and very responsive throughout the process. He walked us through the details to help us find the most competitive loan program that best fit our priorities. He also coordinated with our attorney and helped expedite our closing date to better accommodate our schedule, which was very helpful. Ronnie is knowledgeable about current loan programs, very easy to work with, and exceeded our expectations for timely communications and great customer service. We highly recommend working with Ronnie Ryan from Vermont Mortgage Company! Thanks again, Ben & Abby Brown

Benjamin Brown

This was our second time working with Nick and it was a great experience once again! He is very responsive and always willing to help out even if you feel like you’re asking a silly question. He’s knowledgeable, friendly, and easy to work with. We definitely recommend him!

Erika Bickford

Working with Rebecca Williams was absolutely great! She answered all my questions promptly, took the time to explain all the details of buying a home and really held my hand so to speak through the entire process. I can’t say enough about her personable and professional qualities. Very satisfied.

Pamela agate

Nick was friendly, knowledgeable and responsive throughout our home buying process. We were out of state buyers, so having Nick as our ally was instrumental to our purchase. Nick truly made us feel welcome and that he was on our side. Nick gave us confidence knowing that we were getting the best deal possible. Thank you!

just TRAWNdo

Responsiveness. Availability. A sense of urgency. Kindness. Empathy. Clear expectation setting. Some of the many reasons why working with Ronnie as we purchased our home was such a pleasure, and something we would recommend to any friend of family member.

Jarrett Frankel

We highly recommend Ronnie Ryan at Vermont Mortgage Company if you are thinking about purchasing a home. The best part for us in working with him was the trust we felt from his great communication and organization. We have been in our new home going on a month now and hold such gratitude for the best service offered to us from Ronnie.

Jennie