Vemont's #1 Mortgage Experts

Mortgage Application Checklist

When you work with Vermont Mortgage Company, we advise you on the mortgage program that best fits your needs based on your unique situation. Based on the program selected, you will need to provide the following:

All Transactions:

W-2 or tax returns (if self employed) for the last two years
Most recent pay-stub
Most recent bank statements – all pages
Investment / asset account statements

Additional Documentation That May Also Be Required:

Purchase Agreement (if purchase)
Award letter (if retired)
1st Mortgage Statement (if applicable)
2nd Mortgage Statement (if applicable)
Homeowner’s Insurance Declaration page
Rental Agreement (if rental properties are owned)
Mortgage statements (on other properties if any)
Drivers License
Bankruptcy Papers (if applicable)
Child Support / Alimony (if applicable)
Business License or Letter from CPA (if self employed)

Apply for your Vermont mortgage today via our Online Application!

Have questions about a mortgage?

Working with Ronnie was the best decision we could have made during the home buying process. When we started 2ish years ago, he walked us through what we could do to better position ourselves for a home. We took his advice and waited. 2 years later we went back and were able to pick up right where we left off. Even after we chose our loan options, he kept working to find us a better deal which opened up so many more possibilities for us. He was quick to respond, explained things in such a way where we could understand what was needed, and handled so much more than we ever expected him to. I've already started recommending Ronnie to friends and colleagues. Everyone should make him the first stop in the home buying process.

Stephen Jablonski

Nick was amazing. We've started the process 2 years ago and never had one regret nor disappointment, no matter the time of day he was always very helpful and got back to us within a timely manner. We can not thank him and Holly enough! We're so happy with how everything worked out and can not wait to work with them again in the future.

AJ Blakesley

I can not say enough about Nick Parent and his team. We are pretty thorough people and wanted to understand every aspect of the house buying process. Nick always had time for us, and he took the time to explain EVERYTHING in terms that we could understand. He was very responsive, even after we closed on our house, and is genuinely a very good person. If we ever have to go through this process again there is no doubt that I will be calling Nick.

Ryan McKeon

Nick at Vermont Mortgage Company made my recent home buying experience a breeze. Very knowledgeable when answering my random questions and always very quick to get back to me. I will absolutely look to VMC when I buy my next home and I highly recommend their services to anyone else looking to buy a home, you won't be disappointed.

dylan lozier

Nick and his staff are great! They are literally always available (I sent emails after 9PM and still got responses back that evening, sometimes on the weekend!). My work schedule made connecting with traditional mortgage companies very hard, so when Vermont Mortgage Company was recommended to me I was thrilled! I HIGHLY recommend this company.

Cameron Hay

We had such an excellent experience working with Nick and his colleagues at VT mortgage company. They were super attentive and quick to respond to our questions with thorough answers. It was very reassuring as first-time buyers to know that we were in good hands!

Pam Tessier

REBECCA WILLIAMS is absolutely amazing! She was immediately available whenever needed and assisted us at every opportunity. She is a pleasure to work with and has a great attitude and energy. You never feel like you are bothering her when you ask questions. She genuinely cares about you and the whole process. Would highly recommend to anyone and everyone. Thanks Becca! You made our first home purchase that much more special with all you did for us!

denver stickrod

I couldn’t be more thrilled the the experience that I had with Nick Parent and Vermont Mortgage company. Nick is fantastic to work with, gives great guidance and is incredibly responsive. Working with Nick’s team in the preparation of my transaction was also a pleasure. I will definitely working with them again!

Sarah Comtois

Nick and his team were incredibly helpful during the home buying experience. Nick, and the rest of The Vermont Mortgage Company, were very responsive, professional, and understanding along every step of the process. Whenever we had questions or concerns, Nick or someone from his team quickly answered them. We never had an issue with communication - all of our needs were met in a timely manner. The team is welcoming and easy to approach about any topics. In short, The Vermont Mortgage Company made buying a home, which is typically an incredibly stressful process, easy and manageable!

Nicholas D'Alberto

Nick Parent proved an incredible asset during our first-time home buying process. He was available, prompt, professional, and extremely thorough. He answered all of our questions in depth and took the time to ensure we understood each step of the financing process. We highly recommend!

Anne Fernweh