Vemont's Mortgage Experts

Mortgage Application Checklist

When you work with Vermont Mortgage Company, we advise you on the mortgage program that best fits your needs based on your unique situation. Based on the program selected, you will need to provide the following:

All Transactions:

W-2 or tax returns (if self employed) for the last two years
Most recent pay-stub
Most recent bank statements – all pages
Investment / asset account statements

Additional Documentation That May Also Be Required:

Purchase Agreement (if purchase)
Award letter (if retired)
1st Mortgage Statement (if applicable)
2nd Mortgage Statement (if applicable)
Homeowner’s Insurance Declaration page
Rental Agreement (if rental properties are owned)
Mortgage statements (on other properties if any)
Drivers License
Bankruptcy Papers (if applicable)
Child Support / Alimony (if applicable)
Business License or Letter from CPA (if self employed)

Apply for your Vermont mortgage today via our Online Application!

Have questions about a mortgage?

Ronnie was very professional, knowledgeable and an all around pleasure to work with. He was right on top of things when we needed something and/or when something was needed to keep the process going. It was a fast and efficient application and closing process. I have no hesitation in recommending Ronnie!

Lowell's Moving and Storage

Nick Parent and his team came highly recommended from friends. Our non-traditional mortgage needs threw a few curve balls through the process, but Nick took it all in stride and kept us abreast with cool, calm, and casual communication. You won't be just another transaction when working with these guys. Don't hesitate to reach out to them!

Jeremy Hudson

We have procured several mortgages over the years and have not dealt with a better loan officer than Nick. He is responsive, courteous and extremely professional. He makes himself available over weekends and after hours. Our most recent real estate transaction involved updating our loan three times and Nick was always more than eager to help us. In fact, we just referred our daughter and her husband to him for the purchase of a new home. No better recommendation than that!

Rodney Immerman

Nick Parent and his team were a solid crew to work with during the purchase of our new home. They were incredibly responsive, helpful, and consultative. I appreciated all of the care and coordination they put into our financing ensuring we knew exactly what needed to be submit, sign, and review. Thank you Nick!

Emily McManamy

Vermont Mortgage Company provided the support and the expertise to help our family secure my childhood home for our future. Nick and his staff were always available to us, constantly working towards our goal of owning the home. This was one of the most important times in our lives and VT Mortgage Company took great responsibility in ensuring the process was seamless. We can't wait to work with them again. Thank you so much.

Michael Van Horn

Working with Ronnie Ryan from Vermont Mortgage Company was great from beginning to end - he is very knowledgeable and always responsive over e-mail and phone. We first met Ronnie about one year ago and he has since helped us on numerous occasions when we looked at various houses to purchase and ultimately went back to him after we built our home and needed to refinance our construction loan. If we ever need to refinance or purchase a new home Ronnie will surely be our first call. We cannot thank Ronnie enough for all of his help and we would recommend him to everyone! Thanks again Ronnie! RJ and Anna Sargent

Anna Sargent

REBECCA WILLIAMS is absolutely amazing! She was immediately available whenever needed and assisted us at every opportunity. She is a pleasure to work with and has a great attitude and energy. You never feel like you are bothering her when you ask questions. She genuinely cares about you and the whole process. Would highly recommend to anyone and everyone. Thanks Becca! You made our first home purchase that much more special with all you did for us!

denver stickrod

Getting a mortgage as a self employed person isn’t as easy as it once was, but Ronnie made the process go quickly and smoothly - even when we asked for a closing 2 weeks earlier than we’d planned. Even more impressive, Ronnie was always there when we had questions... answering in real time whenever we emailed or called. I highly recommend contacting asking for Ronnie at Vermont Mortgage when you’re ready to move quickly on a home!

Paul Hollingshead

Nick was amazing. We've started the process 2 years ago and never had one regret nor disappointment, no matter the time of day he was always very helpful and got back to us within a timely manner. We can not thank him and Holly enough! We're so happy with how everything worked out and can not wait to work with them again in the future.

AJ Blakesley

Nick and his team were incredibly helpful during the home buying experience. Nick, and the rest of The Vermont Mortgage Company, were very responsive, professional, and understanding along every step of the process. Whenever we had questions or concerns, Nick or someone from his team quickly answered them. We never had an issue with communication - all of our needs were met in a timely manner. The team is welcoming and easy to approach about any topics. In short, The Vermont Mortgage Company made buying a home, which is typically an incredibly stressful process, easy and manageable!

Nicholas D'Alberto