Vemont's #1 Mortgage Experts

Mortgage Application Checklist

When you work with Vermont Mortgage Company, we advise you on the mortgage program that best fits your needs based on your unique situation. Based on the program selected, you will need to provide the following:

All Transactions:

W-2 or tax returns (if self employed) for the last two years
Most recent pay-stub
Most recent bank statements – all pages
Investment / asset account statements

Additional Documentation That May Also Be Required:

Purchase Agreement (if purchase)
Award letter (if retired)
1st Mortgage Statement (if applicable)
2nd Mortgage Statement (if applicable)
Homeowner’s Insurance Declaration page
Rental Agreement (if rental properties are owned)
Mortgage statements (on other properties if any)
Drivers License
Bankruptcy Papers (if applicable)
Child Support / Alimony (if applicable)
Business License or Letter from CPA (if self employed)

Apply for your Vermont mortgage today via our Online Application!

Have questions about a mortgage?

Nick has been phenomenal to work with. He has helped me and has been involved with multiple home purchases and sales. He and his staff have always been super responsive to emails and phone calls and I would highly recommend Nick and Vermont Mortgage Company to anyone looking to have a smooth home buying experience. I will definitely be using Nick again in the future!

Jason Bellavance

We have procured several mortgages over the years and have not dealt with a better loan officer than Nick. He is responsive, courteous and extremely professional. He makes himself available over weekends and after hours. Our most recent real estate transaction involved updating our loan three times and Nick was always more than eager to help us. In fact, we just referred our daughter and her husband to him for the purchase of a new home. No better recommendation than that!

Rodney Immerman

Nick was amazing. We've started the process 2 years ago and never had one regret nor disappointment, no matter the time of day he was always very helpful and got back to us within a timely manner. We can not thank him and Holly enough! We're so happy with how everything worked out and can not wait to work with them again in the future.

AJ Blakesley

Nick Parent, owner of Vermont Mortgage Company, is the absolute best. At a time when getting a mortgage can be a truly complicated process, with all kinds of new regulations and hurdles, Nick makes it a breeze. He got me a fantastic rate. He made himself readily available to answer all my questions clearly, patiently, and in language I could easily understand. He facilitated filing my application, so I had minimal work to do with that. Nick followed up promptly on all mortgage matters, he advocated on my behalf with the lender, so that I never had a second's worry about anything falling through the cracks, or not happening in a timely manner. In fact, I was able to close a week early, due to Nick's diligence. Not only did Nick always behave as a true professional, always treating me with courtesy and respect, but he's a genuine, friendly guy, a pleasure to work with. Anyone looking for a stress-free experience seeking a mortgage, be sure to go to Nick Parent, Vermont Mortgage Company.

Saragail Benjamin

I can not say enough about Nick Parent and his team. We are pretty thorough people and wanted to understand every aspect of the house buying process. Nick always had time for us, and he took the time to explain EVERYTHING in terms that we could understand. He was very responsive, even after we closed on our house, and is genuinely a very good person. If we ever have to go through this process again there is no doubt that I will be calling Nick.

Ryan McKeon

Ronnie was very professional, knowledgeable and an all around pleasure to work with. He was right on top of things when we needed something and/or when something was needed to keep the process going. It was a fast and efficient application and closing process. I have no hesitation in recommending Ronnie!

Lowell's Moving and Storage

Nick Parent and his team were a solid crew to work with during the purchase of our new home. They were incredibly responsive, helpful, and consultative. I appreciated all of the care and coordination they put into our financing ensuring we knew exactly what needed to be submit, sign, and review. Thank you Nick!

Emily McManamy

Nick and his team were the most incredible resource for us during our home buying process. He bent over backwards to answer all of our questions - his responses were always thoughtful, thorough, clear and prompt. He made a very (to us) complicated and confusing first-time home buying process seamless, and ensured that we had everything that we needed to be successful. I cannot recommend Nick and team enough!

Caitlin Bergin

To sum up our experience getting a loan with Ronnie; we called him for the first time on a Sunday morning and requested a Letter of Approval by that evening, during a Patriots football game no less! And he got it done for us!! Ronnie was always available and very responsive throughout the process. He walked us through the details to help us find the most competitive loan program that best fit our priorities. He also coordinated with our attorney and helped expedite our closing date to better accommodate our schedule, which was very helpful. Ronnie is knowledgeable about current loan programs, very easy to work with, and exceeded our expectations for timely communications and great customer service. We highly recommend working with Ronnie Ryan from Vermont Mortgage Company! Thanks again, Ben & Abby Brown

Benjamin Brown

Nick and his staff were knowledgeable, efficient, and always available to answer questions and provide support. The level of service he provided was far-superior to the service I’ve received from banks and other lenders in the past. I highly recommend Vermont Mortgage Company to anyone buying a house. Working with Nick was absolutely a 5 star experience.

Alan Rawls