Vemont's Mortgage Experts

Mortgage Application Checklist

When you work with Vermont Mortgage Company, we advise you on the mortgage program that best fits your needs based on your unique situation. Based on the program selected, you will need to provide the following:

All Transactions:

W-2 or tax returns (if self employed) for the last two years
Most recent pay-stub
Most recent bank statements – all pages
Investment / asset account statements

Additional Documentation That May Also Be Required:

Purchase Agreement (if purchase)
Award letter (if retired)
1st Mortgage Statement (if applicable)
2nd Mortgage Statement (if applicable)
Homeowner’s Insurance Declaration page
Rental Agreement (if rental properties are owned)
Mortgage statements (on other properties if any)
Drivers License
Bankruptcy Papers (if applicable)
Child Support / Alimony (if applicable)
Business License or Letter from CPA (if self employed)

Apply for your Vermont mortgage today via our Online Application!

Have questions about a mortgage?

Nick and his staff are great! They are literally always available (I sent emails after 9PM and still got responses back that evening, sometimes on the weekend!). My work schedule made connecting with traditional mortgage companies very hard, so when Vermont Mortgage Company was recommended to me I was thrilled! I HIGHLY recommend this company.

Cameron Hay

Nick was friendly, knowledgeable and responsive throughout our home buying process. We were out of state buyers, so having Nick as our ally was instrumental to our purchase. Nick truly made us feel welcome and that he was on our side. Nick gave us confidence knowing that we were getting the best deal possible. Thank you!

just TRAWNdo

Working with Ronnie was the best decision we could have made during the home buying process. When we started 2ish years ago, he walked us through what we could do to better position ourselves for a home. We took his advice and waited. 2 years later we went back and were able to pick up right where we left off. Even after we chose our loan options, he kept working to find us a better deal which opened up so many more possibilities for us. He was quick to respond, explained things in such a way where we could understand what was needed, and handled so much more than we ever expected him to. I've already started recommending Ronnie to friends and colleagues. Everyone should make him the first stop in the home buying process.

Stephen Jablonski

We have procured several mortgages over the years and have not dealt with a better loan officer than Nick. He is responsive, courteous and extremely professional. He makes himself available over weekends and after hours. Our most recent real estate transaction involved updating our loan three times and Nick was always more than eager to help us. In fact, we just referred our daughter and her husband to him for the purchase of a new home. No better recommendation than that!

Rodney Immerman

It has been a pleasure working with Vermont Mortgage Company. The staff and owner always does a great job communicating with you in order to close on the property. It's been one of the best experiences I had with working with a mortgage company. Highly Recommend!!

Digichaos

I couldn’t be more thrilled the the experience that I had with Nick Parent and Vermont Mortgage company. Nick is fantastic to work with, gives great guidance and is incredibly responsive. Working with Nick’s team in the preparation of my transaction was also a pleasure. I will definitely working with them again!

Sarah Comtois

Nick Parent and his team were a solid crew to work with during the purchase of our new home. They were incredibly responsive, helpful, and consultative. I appreciated all of the care and coordination they put into our financing ensuring we knew exactly what needed to be submit, sign, and review. Thank you Nick!

Emily McManamy

Working with Rebecca Williams was absolutely great! She answered all my questions promptly, took the time to explain all the details of buying a home and really held my hand so to speak through the entire process. I can’t say enough about her personable and professional qualities. Very satisfied.

Pamela agate

We worked with Ronnie at Vermont Mortgage Company based on a recommendation from our realtor and were not disappointed. Initially he helped us to understand the different types of loans we qualified for and spotted a credit issue that we were able to successfully resolve. During the buying process, he was on top of everything and helped us to meet a rather aggressive closing date. Definitely recommend (:

Brooke Ruggiero

Nick Parent, owner of Vermont Mortgage Company, is the absolute best. At a time when getting a mortgage can be a truly complicated process, with all kinds of new regulations and hurdles, Nick makes it a breeze. He got me a fantastic rate. He made himself readily available to answer all my questions clearly, patiently, and in language I could easily understand. He facilitated filing my application, so I had minimal work to do with that. Nick followed up promptly on all mortgage matters, he advocated on my behalf with the lender, so that I never had a second's worry about anything falling through the cracks, or not happening in a timely manner. In fact, I was able to close a week early, due to Nick's diligence. Not only did Nick always behave as a true professional, always treating me with courtesy and respect, but he's a genuine, friendly guy, a pleasure to work with. Anyone looking for a stress-free experience seeking a mortgage, be sure to go to Nick Parent, Vermont Mortgage Company.

Saragail Benjamin