Vemont's #1 Mortgage Experts

Mortgage Application Checklist

When you work with Vermont Mortgage Company, we advise you on the mortgage program that best fits your needs based on your unique situation. Based on the program selected, you will need to provide the following:

All Transactions:

W-2 or tax returns (if self employed) for the last two years
Most recent pay-stub
Most recent bank statements – all pages
Investment / asset account statements

Additional Documentation That May Also Be Required:

Purchase Agreement (if purchase)
Award letter (if retired)
1st Mortgage Statement (if applicable)
2nd Mortgage Statement (if applicable)
Homeowner’s Insurance Declaration page
Rental Agreement (if rental properties are owned)
Mortgage statements (on other properties if any)
Drivers License
Bankruptcy Papers (if applicable)
Child Support / Alimony (if applicable)
Business License or Letter from CPA (if self employed)

Apply for your Vermont mortgage today via our Online Application!

Have questions about a mortgage?

We just purchased our first home and decided to work with Ronnie Ryan at Vermont Mortgage Company. after shopping around for rates myself, I couldn't find a better rate than what Ronnie was able to find. I thought that would be the best benefit of working with a mortgage broker, but I was so wrong. The best benefit was Ronnie, helping us get our applications together, knowledge answers to all the questions, and his tireless efforts contacting lenders and keeping our home purchase on track. Thanks to his efforts we closed over two weeks early from our original closing date. I would recommend Ronnie's services to anyone shopping for homes.

Tate Colbert

To sum up our experience getting a loan with Ronnie; we called him for the first time on a Sunday morning and requested a Letter of Approval by that evening, during a Patriots football game no less! And he got it done for us!! Ronnie was always available and very responsive throughout the process. He walked us through the details to help us find the most competitive loan program that best fit our priorities. He also coordinated with our attorney and helped expedite our closing date to better accommodate our schedule, which was very helpful. Ronnie is knowledgeable about current loan programs, very easy to work with, and exceeded our expectations for timely communications and great customer service. We highly recommend working with Ronnie Ryan from Vermont Mortgage Company! Thanks again, Ben & Abby Brown

Benjamin Brown

Nick Parent and his team were a solid crew to work with during the purchase of our new home. They were incredibly responsive, helpful, and consultative. I appreciated all of the care and coordination they put into our financing ensuring we knew exactly what needed to be submit, sign, and review. Thank you Nick!

Emily McManamy

We just purchased our first home and decided to work with Ronnie Ryan at Vermont Mortgage Company. after shopping around for rates myself, I couldn't find a better rate than what Ronnie was able to find. I thought that would be the best benefit of working with a mortgage broker, but I was so wrong. The best benefit was Ronnie, helping us get our applications together, knowledge answers to all the questions, and his tireless efforts contacting lenders and keeping our home purchase on track. Thanks to his efforts we closed over two weeks early from our original closing date. I would recommend Ronnie's services to anyone shopping for homes.

Tate Colbert

Nick was amazing. We've started the process 2 years ago and never had one regret nor disappointment, no matter the time of day he was always very helpful and got back to us within a timely manner. We can not thank him and Holly enough! We're so happy with how everything worked out and can not wait to work with them again in the future.

AJ Blakesley

Closing on Halloween day wasn’t scary at all! Nick and his team (Holly) went above and beyond to assure our process went smooth. Nick even called me while he was out of state at a conference to offer an interest rate lock that day rather than waiting 2 days for when we planned to talk. He had studied the market enough to know the rate was most likely going to go up. Great local service!

Michael Coburn

Nick and his team were the most incredible resource for us during our home buying process. He bent over backwards to answer all of our questions - his responses were always thoughtful, thorough, clear and prompt. He made a very (to us) complicated and confusing first-time home buying process seamless, and ensured that we had everything that we needed to be successful. I cannot recommend Nick and team enough!

Caitlin Bergin

Buying and selling the house, obtaining a mortgage, moving, are some of the most stressful things one can experience in their life but working with Rebecca Williams alleviated a good amount of those stresses. She's super responsive, understanding, accommodating, and most importantly, extremely nice and a joy to work with. I would highly recommend her as a mortgage broker to anyone in Vermont.

Bojan Mandaric

Nick and his staff were knowledgeable, efficient, and always available to answer questions and provide support. The level of service he provided was far-superior to the service I’ve received from banks and other lenders in the past. I highly recommend Vermont Mortgage Company to anyone buying a house. Working with Nick was absolutely a 5 star experience.

Alan Rawls

Great rate. Great service. Nick is a flawless operator. He answered my emails and phone calls regardless of time of day (or day of week). We did a fairly rapid transaction and Nick was always on his game making sure that the mortgage process was moving along quickly. He also got me a great rate, which at the end-of-the day is what really matters.

Boris Berkovich