Vemont's #1 Mortgage Experts

Mortgage Application Checklist

When you work with Vermont Mortgage Company, we advise you on the mortgage program that best fits your needs based on your unique situation. Based on the program selected, you will need to provide the following:

All Transactions:

W-2 or tax returns (if self employed) for the last two years
Most recent pay-stub
Most recent bank statements – all pages
Investment / asset account statements

Additional Documentation That May Also Be Required:

Purchase Agreement (if purchase)
Award letter (if retired)
1st Mortgage Statement (if applicable)
2nd Mortgage Statement (if applicable)
Homeowner’s Insurance Declaration page
Rental Agreement (if rental properties are owned)
Mortgage statements (on other properties if any)
Drivers License
Bankruptcy Papers (if applicable)
Child Support / Alimony (if applicable)
Business License or Letter from CPA (if self employed)

Apply for your Vermont mortgage today via our Online Application!

Have questions about a mortgage?

Nick at Vermont Mortgage Company made my recent home buying experience a breeze. Very knowledgeable when answering my random questions and always very quick to get back to me. I will absolutely look to VMC when I buy my next home and I highly recommend their services to anyone else looking to buy a home, you won't be disappointed.

dylan lozier

We just purchased our first home and decided to work with Ronnie Ryan at Vermont Mortgage Company. after shopping around for rates myself, I couldn't find a better rate than what Ronnie was able to find. I thought that would be the best benefit of working with a mortgage broker, but I was so wrong. The best benefit was Ronnie, helping us get our applications together, knowledge answers to all the questions, and his tireless efforts contacting lenders and keeping our home purchase on track. Thanks to his efforts we closed over two weeks early from our original closing date. I would recommend Ronnie's services to anyone shopping for homes.

Tate Colbert

It has been a pleasure working with Vermont Mortgage Company. The staff and owner always does a great job communicating with you in order to close on the property. It's been one of the best experiences I had with working with a mortgage company. Highly Recommend!!

Digichaos

Nick Parent and his team were a solid crew to work with during the purchase of our new home. They were incredibly responsive, helpful, and consultative. I appreciated all of the care and coordination they put into our financing ensuring we knew exactly what needed to be submit, sign, and review. Thank you Nick!

Emily McManamy

Ronnie was very accommodating during the mortgage loan process. He explained everything to me clearly, was always available for questions, and was incredibly professional. The downtown Burlington location was also convenient. I definitely recommend Vermont Mortgage for your lending needs!

lauren morlino

Nick was friendly, knowledgeable and responsive throughout our home buying process. We were out of state buyers, so having Nick as our ally was instrumental to our purchase. Nick truly made us feel welcome and that he was on our side. Nick gave us confidence knowing that we were getting the best deal possible. Thank you!

just TRAWNdo

My wife and I were far from being typical home buyers. It had been many, many years since we had gone through the mortgage application process. Purchasing a second home, in a different state, as senior citizens, required a great deal of patience and, yes, “hand-holding”. Ronnie Ryan was available for all our needs and we’re grateful for his service. We would recommend him highly.

John Amato

We had such an excellent experience working with Nick and his colleagues at VT mortgage company. They were super attentive and quick to respond to our questions with thorough answers. It was very reassuring as first-time buyers to know that we were in good hands!

Pam Tessier

Closing on Halloween day wasn’t scary at all! Nick and his team (Holly) went above and beyond to assure our process went smooth. Nick even called me while he was out of state at a conference to offer an interest rate lock that day rather than waiting 2 days for when we planned to talk. He had studied the market enough to know the rate was most likely going to go up. Great local service!

Michael Coburn

I couldn’t be more thrilled the the experience that I had with Nick Parent and Vermont Mortgage company. Nick is fantastic to work with, gives great guidance and is incredibly responsive. Working with Nick’s team in the preparation of my transaction was also a pleasure. I will definitely working with them again!

Sarah Comtois