Vemont's #1 Mortgage Experts

Mortgage Application Checklist

When you work with Vermont Mortgage Company, we advise you on the mortgage program that best fits your needs based on your unique situation. Based on the program selected, you will need to provide the following:

All Transactions:

W-2 or tax returns (if self employed) for the last two years
Most recent pay-stub
Most recent bank statements – all pages
Investment / asset account statements

Additional Documentation That May Also Be Required:

Purchase Agreement (if purchase)
Award letter (if retired)
1st Mortgage Statement (if applicable)
2nd Mortgage Statement (if applicable)
Homeowner’s Insurance Declaration page
Rental Agreement (if rental properties are owned)
Mortgage statements (on other properties if any)
Drivers License
Bankruptcy Papers (if applicable)
Child Support / Alimony (if applicable)
Business License or Letter from CPA (if self employed)

Apply for your Vermont mortgage today via our Online Application!

Have questions about a mortgage?

Buying a house can be a scary and frustrating time but having Nick in our corner really helped make the process much less scary. He is very knowledgeable and was available to answer any questions we had quickly and in easy to understand terms. We are so grateful to be in our new home and Nick has a lot to do with how smoothly everything went!

Katie Boller

Our experience with Samantha was great. When buying our first house, we had tons of questions about the process. Samantha was very accommodating in answering the questions and helped make the process a breeze. Samantha made herself available at any time of day and was very responsive. Whether it be early morning or late at night, I could always depend on Samantha answering the phone or responding to an email. Overall, Samantha and the Vermont Mortgage Company were a pleasure to work with and made the home buying process enjoyable.

Sean Reilly

Nick Parent and his team came highly recommended from friends. Our non-traditional mortgage needs threw a few curve balls through the process, but Nick took it all in stride and kept us abreast with cool, calm, and casual communication. You won't be just another transaction when working with these guys. Don't hesitate to reach out to them!

Jeremy Hudson

Nick and his staff were knowledgeable, efficient, and always available to answer questions and provide support. The level of service he provided was far-superior to the service I’ve received from banks and other lenders in the past. I highly recommend Vermont Mortgage Company to anyone buying a house. Working with Nick was absolutely a 5 star experience.

Alan Rawls

Nick and Holly did such a wonderful job helping me get a mortgage on my first home! Very easy to work with and always responded right away with any questions I had during the process, no matter what time of day or night. As a first time homebuyer I had no clue what I was doing and they made the process very clear and easy to understand! I highly recommend these guys for your mortgage needs! Amazing job!

Katlin Curtis

REBECCA WILLIAMS is absolutely amazing! She was immediately available whenever needed and assisted us at every opportunity. She is a pleasure to work with and has a great attitude and energy. You never feel like you are bothering her when you ask questions. She genuinely cares about you and the whole process. Would highly recommend to anyone and everyone. Thanks Becca! You made our first home purchase that much more special with all you did for us!

denver stickrod

Working with Rebecca Williams was absolutely great! She answered all my questions promptly, took the time to explain all the details of buying a home and really held my hand so to speak through the entire process. I can’t say enough about her personable and professional qualities. Very satisfied.

Pamela agate

It has been a pleasure working with Vermont Mortgage Company. The staff and owner always does a great job communicating with you in order to close on the property. It's been one of the best experiences I had with working with a mortgage company. Highly Recommend!!

Digichaos

Responsiveness. Availability. A sense of urgency. Kindness. Empathy. Clear expectation setting. Some of the many reasons why working with Ronnie as we purchased our home was such a pleasure, and something we would recommend to any friend of family member.

Jarrett Frankel

Nick Parent proved an incredible asset during our first-time home buying process. He was available, prompt, professional, and extremely thorough. He answered all of our questions in depth and took the time to ensure we understood each step of the financing process. We highly recommend!

Anne Fernweh