Vemont's #1 Mortgage Experts

Mortgage Application Checklist

When you work with Vermont Mortgage Company, we advise you on the mortgage program that best fits your needs based on your unique situation. Based on the program selected, you will need to provide the following:

All Transactions:

W-2 or tax returns (if self employed) for the last two years
Most recent pay-stub
Most recent bank statements – all pages
Investment / asset account statements

Additional Documentation That May Also Be Required:

Purchase Agreement (if purchase)
Award letter (if retired)
1st Mortgage Statement (if applicable)
2nd Mortgage Statement (if applicable)
Homeowner’s Insurance Declaration page
Rental Agreement (if rental properties are owned)
Mortgage statements (on other properties if any)
Drivers License
Bankruptcy Papers (if applicable)
Child Support / Alimony (if applicable)
Business License or Letter from CPA (if self employed)

Apply for your Vermont mortgage today via our Online Application!

Have questions about a mortgage?

REBECCA WILLIAMS is absolutely amazing! She was immediately available whenever needed and assisted us at every opportunity. She is a pleasure to work with and has a great attitude and energy. You never feel like you are bothering her when you ask questions. She genuinely cares about you and the whole process. Would highly recommend to anyone and everyone. Thanks Becca! You made our first home purchase that much more special with all you did for us!

denver stickrod

Nick has been phenomenal to work with. He has helped me and has been involved with multiple home purchases and sales. He and his staff have always been super responsive to emails and phone calls and I would highly recommend Nick and Vermont Mortgage Company to anyone looking to have a smooth home buying experience. I will definitely be using Nick again in the future!

Jason Bellavance

Responsiveness. Availability. A sense of urgency. Kindness. Empathy. Clear expectation setting. Some of the many reasons why working with Ronnie as we purchased our home was such a pleasure, and something we would recommend to any friend of family member.

Jarrett Frankel

We have procured several mortgages over the years and have not dealt with a better loan officer than Nick. He is responsive, courteous and extremely professional. He makes himself available over weekends and after hours. Our most recent real estate transaction involved updating our loan three times and Nick was always more than eager to help us. In fact, we just referred our daughter and her husband to him for the purchase of a new home. No better recommendation than that!

Rodney Immerman

We just purchased our first home and decided to work with Ronnie Ryan at Vermont Mortgage Company. after shopping around for rates myself, I couldn't find a better rate than what Ronnie was able to find. I thought that would be the best benefit of working with a mortgage broker, but I was so wrong. The best benefit was Ronnie, helping us get our applications together, knowledge answers to all the questions, and his tireless efforts contacting lenders and keeping our home purchase on track. Thanks to his efforts we closed over two weeks early from our original closing date. I would recommend Ronnie's services to anyone shopping for homes.

Tate Colbert

We just purchased our first home and decided to work with Ronnie Ryan at Vermont Mortgage Company. after shopping around for rates myself, I couldn't find a better rate than what Ronnie was able to find. I thought that would be the best benefit of working with a mortgage broker, but I was so wrong. The best benefit was Ronnie, helping us get our applications together, knowledge answers to all the questions, and his tireless efforts contacting lenders and keeping our home purchase on track. Thanks to his efforts we closed over two weeks early from our original closing date. I would recommend Ronnie's services to anyone shopping for homes.

Tate Colbert

Working with Ronnie Ryan from Vermont Mortgage Company was great from beginning to end - he is very knowledgeable and always responsive over e-mail and phone. We first met Ronnie about one year ago and he has since helped us on numerous occasions when we looked at various houses to purchase and ultimately went back to him after we built our home and needed to refinance our construction loan. If we ever need to refinance or purchase a new home Ronnie will surely be our first call. We cannot thank Ronnie enough for all of his help and we would recommend him to everyone! Thanks again Ronnie! RJ and Anna Sargent

Anna Sargent

My wife and I were far from being typical home buyers. It had been many, many years since we had gone through the mortgage application process. Purchasing a second home, in a different state, as senior citizens, required a great deal of patience and, yes, “hand-holding”. Ronnie Ryan was available for all our needs and we’re grateful for his service. We would recommend him highly.

John Amato

Nick Parent and his team came highly recommended from friends. Our non-traditional mortgage needs threw a few curve balls through the process, but Nick took it all in stride and kept us abreast with cool, calm, and casual communication. You won't be just another transaction when working with these guys. Don't hesitate to reach out to them!

Jeremy Hudson

Nick Parent and his team were a solid crew to work with during the purchase of our new home. They were incredibly responsive, helpful, and consultative. I appreciated all of the care and coordination they put into our financing ensuring we knew exactly what needed to be submit, sign, and review. Thank you Nick!

Emily McManamy