Vemont's #1 Mortgage Experts

Mortgage Application Checklist

When you work with Vermont Mortgage Company, we advise you on the mortgage program that best fits your needs based on your unique situation. Based on the program selected, you will need to provide the following:

All Transactions:

W-2 or tax returns (if self employed) for the last two years
Most recent pay-stub
Most recent bank statements – all pages
Investment / asset account statements

Additional Documentation That May Also Be Required:

Purchase Agreement (if purchase)
Award letter (if retired)
1st Mortgage Statement (if applicable)
2nd Mortgage Statement (if applicable)
Homeowner’s Insurance Declaration page
Rental Agreement (if rental properties are owned)
Mortgage statements (on other properties if any)
Drivers License
Bankruptcy Papers (if applicable)
Child Support / Alimony (if applicable)
Business License or Letter from CPA (if self employed)

Apply for your Vermont mortgage today via our Online Application!

Have questions about a mortgage?

Buying a house is a massive process. Buying a house with a VA loan can be even more complicated. Working with Nick and his team at the Vermont Mortgage Company made the home buying process easy, understandable, and comfortable. When I was interviewing other loan officers, I felt a lot of responsibility to pick the right resource for our family. Coming from being stationed abroad to the great state of Vermont was a heavy process. My first phone conversation with Nick took place a few months before we even PCS'd home and I knew instantly that the Vermont Mortgage Company was the best choice for us. Nick was approachable, knowledgeable, and not pushy. Right away, I knew I wanted to work with him. Not only did he walk through a lot of hypothetical situations with us but he made sure we understood all the different steps we were walking through. A VA loan requires some extra paperwork and Nick was able to educate us on that and execute everything with total certainty. Working with Nick is one of the best decisions we made and we are so thankful to now be settled into our home!

Kendall B Arguello

Nick was fantastic to work with. My husband and I weren’t the easiest of customers, but it didn’t bother Nick. He was always friendly, prompt to respond, and on top of the paperwork. Additionally, he ensured that we got the best rate possible. I wholeheartedly recommend VT mortgage company.

Heidi Rawls

We just purchased our first home and decided to work with Ronnie Ryan at Vermont Mortgage Company. after shopping around for rates myself, I couldn't find a better rate than what Ronnie was able to find. I thought that would be the best benefit of working with a mortgage broker, but I was so wrong. The best benefit was Ronnie, helping us get our applications together, knowledge answers to all the questions, and his tireless efforts contacting lenders and keeping our home purchase on track. Thanks to his efforts we closed over two weeks early from our original closing date. I would recommend Ronnie's services to anyone shopping for homes.

Tate Colbert

Nick Parent, owner of Vermont Mortgage Company, is the absolute best. At a time when getting a mortgage can be a truly complicated process, with all kinds of new regulations and hurdles, Nick makes it a breeze. He got me a fantastic rate. He made himself readily available to answer all my questions clearly, patiently, and in language I could easily understand. He facilitated filing my application, so I had minimal work to do with that. Nick followed up promptly on all mortgage matters, he advocated on my behalf with the lender, so that I never had a second's worry about anything falling through the cracks, or not happening in a timely manner. In fact, I was able to close a week early, due to Nick's diligence. Not only did Nick always behave as a true professional, always treating me with courtesy and respect, but he's a genuine, friendly guy, a pleasure to work with. Anyone looking for a stress-free experience seeking a mortgage, be sure to go to Nick Parent, Vermont Mortgage Company.

Saragail Benjamin

Nick Parent proved an incredible asset during our first-time home buying process. He was available, prompt, professional, and extremely thorough. He answered all of our questions in depth and took the time to ensure we understood each step of the financing process. We highly recommend!

Anne Fernweh

Nick was amazing. We've started the process 2 years ago and never had one regret nor disappointment, no matter the time of day he was always very helpful and got back to us within a timely manner. We can not thank him and Holly enough! We're so happy with how everything worked out and can not wait to work with them again in the future.

AJ Blakesley

Nick Parent and his Team made our recent refinance simple and fast with competitive rates. Never be tricked by ads from National Mortgage companies, they will never be able to provide the individual service that Vermont Mortgage Company delivers. If you are buying a home for the first time, moving into a new home or a home refinance...look no further...Vermont Mortgage Company.

Jamie Cudney

We had such an excellent experience working with Nick and his colleagues at VT mortgage company. They were super attentive and quick to respond to our questions with thorough answers. It was very reassuring as first-time buyers to know that we were in good hands!

Pam Tessier

We just purchased our first home and decided to work with Ronnie Ryan at Vermont Mortgage Company. after shopping around for rates myself, I couldn't find a better rate than what Ronnie was able to find. I thought that would be the best benefit of working with a mortgage broker, but I was so wrong. The best benefit was Ronnie, helping us get our applications together, knowledge answers to all the questions, and his tireless efforts contacting lenders and keeping our home purchase on track. Thanks to his efforts we closed over two weeks early from our original closing date. I would recommend Ronnie's services to anyone shopping for homes.

Tate Colbert

Buying and selling the house, obtaining a mortgage, moving, are some of the most stressful things one can experience in their life but working with Rebecca Williams alleviated a good amount of those stresses. She's super responsive, understanding, accommodating, and most importantly, extremely nice and a joy to work with. I would highly recommend her as a mortgage broker to anyone in Vermont.

Bojan Mandaric