Vemont's #1 Mortgage Experts

Mortgage Application Checklist

When you work with Vermont Mortgage Company, we advise you on the mortgage program that best fits your needs based on your unique situation. Based on the program selected, you will need to provide the following:

All Transactions:

W-2 or tax returns (if self employed) for the last two years
Most recent pay-stub
Most recent bank statements – all pages
Investment / asset account statements

Additional Documentation That May Also Be Required:

Purchase Agreement (if purchase)
Award letter (if retired)
1st Mortgage Statement (if applicable)
2nd Mortgage Statement (if applicable)
Homeowner’s Insurance Declaration page
Rental Agreement (if rental properties are owned)
Mortgage statements (on other properties if any)
Drivers License
Bankruptcy Papers (if applicable)
Child Support / Alimony (if applicable)
Business License or Letter from CPA (if self employed)

Apply now by using our Online Application, or downloading an Application and sending it to us in one of the following ways:

Fax: 802-495-5982
Address: 77 College Street, Suite 3D, Burlington, VT 05401
Email: nick@vermontmortgagecompany.com

Questions concerning your mortgage?

Ronnie was very professional, knowledgeable and an all around pleasure to work with. He was right on top of things when we needed something and/or when something was needed to keep the process going. It was a fast and efficient application and closing process. I have no hesitation in recommending Ronnie!

Lowell's Moving and Storage

We just purchased our first home and decided to work with Ronnie Ryan at Vermont Mortgage Company. after shopping around for rates myself, I couldn't find a better rate than what Ronnie was able to find. I thought that would be the best benefit of working with a mortgage broker, but I was so wrong. The best benefit was Ronnie, helping us get our applications together, knowledge answers to all the questions, and his tireless efforts contacting lenders and keeping our home purchase on track. Thanks to his efforts we closed over two weeks early from our original closing date. I would recommend Ronnie's services to anyone shopping for homes.

Tate Colbert

Working with Ronnie Ryan from Vermont Mortgage Company was great from beginning to end - he is very knowledgeable and always responsive over e-mail and phone. We first met Ronnie about one year ago and he has since helped us on numerous occasions when we looked at various houses to purchase and ultimately went back to him after we built our home and needed to refinance our construction loan. If we ever need to refinance or purchase a new home Ronnie will surely be our first call. We cannot thank Ronnie enough for all of his help and we would recommend him to everyone! Thanks again Ronnie! RJ and Anna Sargent

Anna Sargent

It has been a pleasure working with Vermont Mortgage Company. The staff and owner always does a great job communicating with you in order to close on the property. It's been one of the best experiences I had with working with a mortgage company. Highly Recommend!!

Digichaos

To sum up our experience getting a loan with Ronnie; we called him for the first time on a Sunday morning and requested a Letter of Approval by that evening, during a Patriots football game no less! And he got it done for us!! Ronnie was always available and very responsive throughout the process. He walked us through the details to help us find the most competitive loan program that best fit our priorities. He also coordinated with our attorney and helped expedite our closing date to better accommodate our schedule, which was very helpful. Ronnie is knowledgeable about current loan programs, very easy to work with, and exceeded our expectations for timely communications and great customer service. We highly recommend working with Ronnie Ryan from Vermont Mortgage Company! Thanks again, Ben & Abby Brown

Benjamin Brown

Ronnie was incredibly helpful and responsive throughout our mortgage process. He was always available and answered any question we threw his way. As first time homebuyers he was supportive and informative, which was what we needed! We would not hesitate in recommending Ronnie or Vermont Mortgage Company.

Lauren McBride

Working with Rebecca Williams was absolutely great! She answered all my questions promptly, took the time to explain all the details of buying a home and really held my hand so to speak through the entire process. I can’t say enough about her personable and professional qualities. Very satisfied.

Pamela agate

Our experience with Samantha was great. When buying our first house, we had tons of questions about the process. Samantha was very accommodating in answering the questions and helped make the process a breeze. Samantha made herself available at any time of day and was very responsive. Whether it be early morning or late at night, I could always depend on Samantha answering the phone or responding to an email. Overall, Samantha and the Vermont Mortgage Company were a pleasure to work with and made the home buying process enjoyable.

Sean Reilly

We just purchased our first home and decided to work with Ronnie Ryan at Vermont Mortgage Company. after shopping around for rates myself, I couldn't find a better rate than what Ronnie was able to find. I thought that would be the best benefit of working with a mortgage broker, but I was so wrong. The best benefit was Ronnie, helping us get our applications together, knowledge answers to all the questions, and his tireless efforts contacting lenders and keeping our home purchase on track. Thanks to his efforts we closed over two weeks early from our original closing date. I would recommend Ronnie's services to anyone shopping for homes.

Tate Colbert

We had such an excellent experience working with Nick and his colleagues at VT mortgage company. They were super attentive and quick to respond to our questions with thorough answers. It was very reassuring as first-time buyers to know that we were in good hands!

Pam Tessier