Vemont's Mortgage Experts

Mortgage Application Checklist

When you work with Vermont Mortgage Company, we advise you on the mortgage program that best fits your needs based on your unique situation. Based on the program selected, you will need to provide the following:

All Transactions:

W-2 or tax returns (if self employed) for the last two years
Most recent pay-stub
Most recent bank statements – all pages
Investment / asset account statements

Additional Documentation That May Also Be Required:

Purchase Agreement (if purchase)
Award letter (if retired)
1st Mortgage Statement (if applicable)
2nd Mortgage Statement (if applicable)
Homeowner’s Insurance Declaration page
Rental Agreement (if rental properties are owned)
Mortgage statements (on other properties if any)
Drivers License
Bankruptcy Papers (if applicable)
Child Support / Alimony (if applicable)
Business License or Letter from CPA (if self employed)

Apply for your Vermont mortgage today via our Online Application!

Have questions about a mortgage?

Nick Parent was an amazing mortgage broker to work with. He is very quick to reply and will make sure your best interests are looked after. I will absolutely work with Nick again next time I'm buying a home.

Ryan Merritt

It has been a pleasure working with Vermont Mortgage Company. The staff and owner always does a great job communicating with you in order to close on the property. It's been one of the best experiences I had with working with a mortgage company. Highly Recommend!!

Digichaos

Nick and his staff are great! They are literally always available (I sent emails after 9PM and still got responses back that evening, sometimes on the weekend!). My work schedule made connecting with traditional mortgage companies very hard, so when Vermont Mortgage Company was recommended to me I was thrilled! I HIGHLY recommend this company.

Cameron Hay

I can not say enough about Nick Parent and his team. We are pretty thorough people and wanted to understand every aspect of the house buying process. Nick always had time for us, and he took the time to explain EVERYTHING in terms that we could understand. He was very responsive, even after we closed on our house, and is genuinely a very good person. If we ever have to go through this process again there is no doubt that I will be calling Nick.

Ryan McKeon

Buying a house is a massive process. Buying a house with a VA loan can be even more complicated. Working with Nick and his team at the Vermont Mortgage Company made the home buying process easy, understandable, and comfortable. When I was interviewing other loan officers, I felt a lot of responsibility to pick the right resource for our family. Coming from being stationed abroad to the great state of Vermont was a heavy process. My first phone conversation with Nick took place a few months before we even PCS'd home and I knew instantly that the Vermont Mortgage Company was the best choice for us. Nick was approachable, knowledgeable, and not pushy. Right away, I knew I wanted to work with him. Not only did he walk through a lot of hypothetical situations with us but he made sure we understood all the different steps we were walking through. A VA loan requires some extra paperwork and Nick was able to educate us on that and execute everything with total certainty. Working with Nick is one of the best decisions we made and we are so thankful to now be settled into our home!

Kendall B Arguello

Nick & his team at Vermont mortgage company are undeniably the best! They work hard for you and work with you to make sure they get you in your new home! As a first timer, it was important that I trusted my mortgage company and had someone that would understand my MANY questions. They are honest, kind & patient while being determined to get their job done right the first time! 10 stars! Thank you again! I love my new home!!!

Andrea Sprague

Working with Ronnie Ryan from Vermont Mortgage Company was great from beginning to end - he is very knowledgeable and always responsive over e-mail and phone. We first met Ronnie about one year ago and he has since helped us on numerous occasions when we looked at various houses to purchase and ultimately went back to him after we built our home and needed to refinance our construction loan. If we ever need to refinance or purchase a new home Ronnie will surely be our first call. We cannot thank Ronnie enough for all of his help and we would recommend him to everyone! Thanks again Ronnie! RJ and Anna Sargent

Anna Sargent

Ronnie was very accommodating during the mortgage loan process. He explained everything to me clearly, was always available for questions, and was incredibly professional. The downtown Burlington location was also convenient. I definitely recommend Vermont Mortgage for your lending needs!

lauren morlino

Nick and Holly did such a wonderful job helping me get a mortgage on my first home! Very easy to work with and always responded right away with any questions I had during the process, no matter what time of day or night. As a first time homebuyer I had no clue what I was doing and they made the process very clear and easy to understand! I highly recommend these guys for your mortgage needs! Amazing job!

Katlin Curtis

Nick and his staff were knowledgeable, efficient, and always available to answer questions and provide support. The level of service he provided was far-superior to the service I’ve received from banks and other lenders in the past. I highly recommend Vermont Mortgage Company to anyone buying a house. Working with Nick was absolutely a 5 star experience.

Alan Rawls