Vemont's #1 Mortgage Experts

Mortgage Application Checklist

When you work with Vermont Mortgage Company, we advise you on the mortgage program that best fits your needs based on your unique situation. Based on the program selected, you will need to provide the following:

All Transactions:

W-2 or tax returns (if self employed) for the last two years
Most recent pay-stub
Most recent bank statements – all pages
Investment / asset account statements

Additional Documentation That May Also Be Required:

Purchase Agreement (if purchase)
Award letter (if retired)
1st Mortgage Statement (if applicable)
2nd Mortgage Statement (if applicable)
Homeowner’s Insurance Declaration page
Rental Agreement (if rental properties are owned)
Mortgage statements (on other properties if any)
Drivers License
Bankruptcy Papers (if applicable)
Child Support / Alimony (if applicable)
Business License or Letter from CPA (if self employed)

Apply for your Vermont mortgage today via our Online Application!

Have questions about a mortgage?

We were very fortunate that our real estate agent recommended Nick Parent as our loan officer. In a very kind way, Nick guided us through a process we have done only twice before, the last time over 25 years ago. He gave excellent directions on how to fill out the forms, responded quickly to any question or concern, sometimes within minutes, and got us the documents we needed for our offer and for our closing promptly and efficiently. We know that we can contact him in the future if the need arises.

Theodore Marcy

Buying a house can be a scary and frustrating time but having Nick in our corner really helped make the process much less scary. He is very knowledgeable and was available to answer any questions we had quickly and in easy to understand terms. We are so grateful to be in our new home and Nick has a lot to do with how smoothly everything went!

Katie Boller

Ronnie was very professional, knowledgeable and an all around pleasure to work with. He was right on top of things when we needed something and/or when something was needed to keep the process going. It was a fast and efficient application and closing process. I have no hesitation in recommending Ronnie!

Lowell's Moving and Storage

Ronnie was very accommodating during the mortgage loan process. He explained everything to me clearly, was always available for questions, and was incredibly professional. The downtown Burlington location was also convenient. I definitely recommend Vermont Mortgage for your lending needs!

lauren morlino

Buying and selling the house, obtaining a mortgage, moving, are some of the most stressful things one can experience in their life but working with Rebecca Williams alleviated a good amount of those stresses. She's super responsive, understanding, accommodating, and most importantly, extremely nice and a joy to work with. I would highly recommend her as a mortgage broker to anyone in Vermont.

Bojan Mandaric

We had such an excellent experience working with Nick and his colleagues at VT mortgage company. They were super attentive and quick to respond to our questions with thorough answers. It was very reassuring as first-time buyers to know that we were in good hands!

Pam Tessier

Nick Parent, owner of Vermont Mortgage Company, is the absolute best. At a time when getting a mortgage can be a truly complicated process, with all kinds of new regulations and hurdles, Nick makes it a breeze. He got me a fantastic rate. He made himself readily available to answer all my questions clearly, patiently, and in language I could easily understand. He facilitated filing my application, so I had minimal work to do with that. Nick followed up promptly on all mortgage matters, he advocated on my behalf with the lender, so that I never had a second's worry about anything falling through the cracks, or not happening in a timely manner. In fact, I was able to close a week early, due to Nick's diligence. Not only did Nick always behave as a true professional, always treating me with courtesy and respect, but he's a genuine, friendly guy, a pleasure to work with. Anyone looking for a stress-free experience seeking a mortgage, be sure to go to Nick Parent, Vermont Mortgage Company.

Saragail Benjamin

Nick Parent was an amazing mortgage broker to work with. He is very quick to reply and will make sure your best interests are looked after. I will absolutely work with Nick again next time I'm buying a home.

Ryan Merritt

Getting a mortgage as a self employed person isn’t as easy as it once was, but Ronnie made the process go quickly and smoothly - even when we asked for a closing 2 weeks earlier than we’d planned. Even more impressive, Ronnie was always there when we had questions... answering in real time whenever we emailed or called. I highly recommend contacting asking for Ronnie at Vermont Mortgage when you’re ready to move quickly on a home!

Paul Hollingshead

Nick and Holly did such a wonderful job helping me get a mortgage on my first home! Very easy to work with and always responded right away with any questions I had during the process, no matter what time of day or night. As a first time homebuyer I had no clue what I was doing and they made the process very clear and easy to understand! I highly recommend these guys for your mortgage needs! Amazing job!

Katlin Curtis