Vemont's Mortgage Experts

Mortgage Application Checklist

When you work with Vermont Mortgage Company, we advise you on the mortgage program that best fits your needs based on your unique situation. Based on the program selected, you will need to provide the following:

All Transactions:

W-2 or tax returns (if self employed) for the last two years
Most recent pay-stub
Most recent bank statements – all pages
Investment / asset account statements

Additional Documentation That May Also Be Required:

Purchase Agreement (if purchase)
Award letter (if retired)
1st Mortgage Statement (if applicable)
2nd Mortgage Statement (if applicable)
Homeowner’s Insurance Declaration page
Rental Agreement (if rental properties are owned)
Mortgage statements (on other properties if any)
Drivers License
Bankruptcy Papers (if applicable)
Child Support / Alimony (if applicable)
Business License or Letter from CPA (if self employed)

Apply for your Vermont mortgage today via our Online Application!

Have questions about a mortgage?

Nick and his team were incredibly helpful during the home buying experience. Nick, and the rest of The Vermont Mortgage Company, were very responsive, professional, and understanding along every step of the process. Whenever we had questions or concerns, Nick or someone from his team quickly answered them. We never had an issue with communication - all of our needs were met in a timely manner. The team is welcoming and easy to approach about any topics. In short, The Vermont Mortgage Company made buying a home, which is typically an incredibly stressful process, easy and manageable!

Nicholas D'Alberto

Nick has been phenomenal to work with. He has helped me and has been involved with multiple home purchases and sales. He and his staff have always been super responsive to emails and phone calls and I would highly recommend Nick and Vermont Mortgage Company to anyone looking to have a smooth home buying experience. I will definitely be using Nick again in the future!

Jason Bellavance

REBECCA WILLIAMS is absolutely amazing! She was immediately available whenever needed and assisted us at every opportunity. She is a pleasure to work with and has a great attitude and energy. You never feel like you are bothering her when you ask questions. She genuinely cares about you and the whole process. Would highly recommend to anyone and everyone. Thanks Becca! You made our first home purchase that much more special with all you did for us!

denver stickrod

Nick and his staff are great! They are literally always available (I sent emails after 9PM and still got responses back that evening, sometimes on the weekend!). My work schedule made connecting with traditional mortgage companies very hard, so when Vermont Mortgage Company was recommended to me I was thrilled! I HIGHLY recommend this company.

Cameron Hay

Working with Ronnie Ryan from Vermont Mortgage Company was great from beginning to end - he is very knowledgeable and always responsive over e-mail and phone. We first met Ronnie about one year ago and he has since helped us on numerous occasions when we looked at various houses to purchase and ultimately went back to him after we built our home and needed to refinance our construction loan. If we ever need to refinance or purchase a new home Ronnie will surely be our first call. We cannot thank Ronnie enough for all of his help and we would recommend him to everyone! Thanks again Ronnie! RJ and Anna Sargent

Anna Sargent

Nick Parent and his Team made our recent refinance simple and fast with competitive rates. Never be tricked by ads from National Mortgage companies, they will never be able to provide the individual service that Vermont Mortgage Company delivers. If you are buying a home for the first time, moving into a new home or a home refinance...look no further...Vermont Mortgage Company.

Jamie Cudney

Nick and his team at Vermont Mortgage Company were an absolute pleasure to work with. Nick spent an appropriate amount of time getting to know us, and our needs, but also kept us on track and moving swiftly to ensure the quick close that we requested. Nick and his team respond to emails and calls and are approachable and professional. We definitely recommend working with Nick and the team at Vermont Mortgage Company.

Beth Rice

We had such an excellent experience working with Nick and his colleagues at VT mortgage company. They were super attentive and quick to respond to our questions with thorough answers. It was very reassuring as first-time buyers to know that we were in good hands!

Pam Tessier

Ronnie was incredibly helpful and responsive throughout our mortgage process. He was always available and answered any question we threw his way. As first time homebuyers he was supportive and informative, which was what we needed! We would not hesitate in recommending Ronnie or Vermont Mortgage Company.

Lauren McBride

Ronnie was very accommodating during the mortgage loan process. He explained everything to me clearly, was always available for questions, and was incredibly professional. The downtown Burlington location was also convenient. I definitely recommend Vermont Mortgage for your lending needs!

lauren morlino